Use our free VA Manufactured Home Loan Calculator now!

Try the VA loan calculator for a manufactured home.

Animated calculatorMost residential loans have a loan term of 5 years or greater. Mobile/manufactured homes are different. The loan term for mobile homes and manufactured homes varies according to the type of property and whether or not the land is included with the mobile home. For example:

Manufactured home scenarioMaximum VA loan term
Double-wide manufactured home23 years and 32 days
Double-wide manufactured home plus land25 years and 32 days
Land purchased for a home you already own15 years and 32 days
Single-family manufactured home and land purchase20 years and 32 days

Note: The minimum down payment for a VA mobile home loan is 5%.

Manufactured home scenario Maximum VA loan term
Double-wide manufactured home 23 years and 32 days
Double-wide manufactured home plus land 25 years and 32 days
Land purchased for a home you already own 15 years and 32 days
Single-family manufactured home and land purchase 20 years and 32 days
   
   
Sales Price
Down Payment
Interest Rate
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